Did you know that if you meet the eligibility requirements to be covered by a group health insurance, it is unlawful for the insurance company to establish separate rules for eligibility for enrollment under the terms of the plan based on any of the factors for yourself or family members that you want to enroll? These would include but may not be limited to:
Health Status
Medical condition (physical and/or mental)
Past claims
Receipt of health care
Medical history
Genetic information
Evidence of insurability
Disability
If you work the minimum hours required to qualify for your employer’s group health insurance, you or your eligible family members cannot be excluded or charged a higher premium than the rest of the participants.
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